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  • Hello, I am Pramod Kumar Panda

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  • About Me

    I am an academically qualified financial regulator with a Masters degree in Financial Regulation from the prestigious London School of Economics. I hold a Masters degree from Utkal University in Political Science and Bachelor's degree in laws (LLB) I was a Principal Chief General Manager in the Reserve Bank of India (RBI) before I retired in April 2017. My experience in RBI spans across 35 years mostly in the area of financial regulation, banking supervision, regulation and supervision of non-banking financial company.My understanding of internal controls, corporate governance, risk management, technology application and governance, compliance comes from long years of experience in conducting the onsite inspection of some of the top banks of the country ( SBI and ICICI Bank , as for example) I was the lead bank supervisor for a clutch of new generation private sector banks such as HDFC Bank, Yes Bank, Kotak Mahindra Bank, IndusInd Bank, Axis Bank for close to 10 years. I was in charge of RBI's Financial Fraud monitoring Cell for ten years. I spent three years working with the International Monetary Fund as an Advisor during which I advised the central banks and governments of thirteen southern African countries ( Mauritius, Seychelles, South Africa, Zambia, Zimbabwe, Mozambique, Lesotho, Namibia, Botswana, Comoros, Lesotho, Swaziland) on how to reform and strengthen their financial sector and financial sector supervision, During the last 2.5 years I was the head of the capacity building institution of RBI in Pune called College of Agricultural Banking ( CAB) during which I gained invaluable experience in issues surrounding financial inclusion, inclusive finance including MSME finance, agricultural finance and financial literacy.